Fraud is increasing nationally, and sadly students are popular targets for fraudsters.
Here are come common types of fraud and what you can do to decrease your chances of being targeted.
Dodgy (e.g. fake) tickets for festivals, gigs & fake Freshers events.
CARD CLONING / SKIMMING
Copying card details, sometimes using device attached to cash machine (has been known to happen in Headingley).
E-mails trying to trick you into giving personal info. Common ones pretend to be from Student Finance or itunes.
ID THEFT / BIN DIPPING
Every year, especially approaching the summer, people go round the students areas (particularly Headingley) rummaging through bins, often looking for personal documents to use / sell on for fraudulent purposes.
COMPUTER VIRUS / MALWARE / HACKING
There are a variety of techniques of accessing or controlling someone else’s computer.
This is when a fraudster meets and develops a romantic relationship with someone online in order to get them to send money (e.g. asking for money to pay for a train tickets so that the offender can meet the victim in person and then ceasing contact when money has been sent).
First of all, if you think that some has (or might have) access to your bank account in some way, the first thing to do is contact your bank so that you account can be frozen / to stop any more money from being taken.
Then you can report the matter to the athoprities. It's important to report fraud for a variety of reasons. Sometimes an official police report / reference number is required for insurance purposes. However even if you're not bothered about making it a police matter, it's still helpful to report it either to the police directly or to Action Fraud so that law enforcement agencies can build up a current picture of what types of fraud are most common, which specific scams are currently affecting large numbers of people and therefore where best to allocate resources to tackle criminal activity most efficiently.
To report a crime to the police directly, dial 101 (police non-emergency number).
Alternatively, you can report via Action Fraud either online or by phone - their website is www.actionfraud.police.uk. They can then either forward the report to the police as a formal police report or can just record the incident - anonymously if you wish - for statistical and intelligence purposes.